Graduate Trainee

Position Purpose

Acquisition of High-End Current Accounts through open markets along with cross-selling of other products of the Bank.

Key Responsibilities

• New to bank acquisition of high-end current accounts through open market lead generation and closure:
• Target: 4-5 Current Accounts (CA) per month, of which 2 should be Primary Current Accounts (PCA) with an Initial Deposit (IP) of 3 lacs.
• Target: Maintain a Minimum Average Balance (MAB) of 4 lacs from Month 1 (M1).
• Ensure successful onboarding of customers for a smooth transition to the branch banking team.
• Customer Activation: Ensure customers maintain required balances and start transactions in their accounts (within M1 & Quarter 1 (Q1)).
• Target: 80% of customers to maintain specified Average Quarterly Balance (AQB).
• Target: 75% penetration of Internet Banking.
• Target: 50% penetration of Digital Savings Bank (DSB).
• Activities for lead generation.
• Cross-sell:
• Lead generation / basic enquiry.
• Liaising with Branch Manager & product teams (RBL, Trade, FX, CMS/DSB, etc.) to offer right business solutions to the customer.

Qualifications and Experience Requirement

• Qualifications

• Graduate with minimum 50%.

• Preferred: MBA + IRDA qualified.

• Technical Skills

• Computer Skills: Good skills in Excel.

• Banking Knowledge: Candidates with basic knowledge of Business Banking, Trade/FX will be preferable.

• Behavioural Skills

• Communication Skills: Good written & verbal communication.

• Fluency in English (written and spoken).

• Presentable and with High Grooming standards.