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Personal Lines Underwriter
Fergus Farm Mutual Insurance
Lewistown, MTFresher1h agovia LinkedIn
About the Role
The Personal Lines Underwriter is a full-time, on-site position based in Lewistown, MT, responsible for reviewing and evaluating personal insurance applications, renewals, and policy changes for coverage such as homeowners and farm-related personal lines.
Key Responsibilities
- Review and evaluate personal insurance applications, renewals, and policy changes.
- Assess risk profiles and analyze documentation.
- Determine appropriate coverage limits and pricing.
- Make underwriting decisions in line with company guidelines.
- Collaborate with agents and internal teams to clarify underwriting questions.
- Communicate underwriting decisions and provide guidance on coverage options.
- Maintain accurate records.
- Monitor portfolio performance.
- Contribute to the continuous improvement of underwriting processes and standards.
Requirements & Tech Stack
- Personal Insurance and Insurance products relevant to homeowners, auto, and other personal lines.
- Demonstrated Underwriting expertise, including evaluating risk, interpreting policy terms, and applying underwriting guidelines consistently.
- Robust Analytical Skills for reviewing applications, assessing risk factors, and making data-informed decisions.
- Effective Communication skills (written and verbal) for working with agents, policyholders, and internal colleagues.
- Attention to detail and organizational skills to manage multiple files, meet deadlines, and ensure accuracy in documentation.
- Ability to work on-site in Lewistown, MT, and collaborate in a team-oriented, customer-focused environment.
- Proficiency with common office and insurance software systems; comfort with learning new tools and platforms.
Qualifications
- Prior experience in insurance is preferred but not required.
- Insurance education can be provided for the right individual who wants a career in insurance.
- Relevant education such as a degree or coursework in business, finance, or insurance, and professional designations (e.g., CPCU, AU) are beneficial.