Associate Underwriter E&S Homeowners Personal Lines

About the Role

DUAL North America is seeking an Associate Underwriter for the E&S Homeowners division. Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account quoting and binding, prepare and distribute various types of communications, and provide quality customer service through the underwriting life cycle. Supporting a team of underwriters within the E&S Homeowners division, you will assist with policy transactions, underwriter support, and daily workflows.

Key Responsibilities

• Process submissions by providing account triage for Underwriters.
• Provide backup support for Underwriters when traveling in the market.
• Gather and compile information required to quote and/or bind an account.
• Generate, edit, and send out a variety of correspondence on behalf of the Underwriters such as declination letters, quote follow ups, and subjectivity reminders.
• Demonstrate basic understanding of technical underwriting principles and risk underwriting characteristics.
• Learn market dynamics, competitive landscape, and product differences.
• Provide customer service and underwriting support to help achieve new and renewal premium goals.
• Build relationships with producers with supervision from more senior underwriters.
• Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable.
• Assist Underwriters as requested.
• Complete other related clerical and administrative duties as assigned.

Underwriting Authority

• Working towards Underwriting Authority, but does not have it yet.
• Quote issuance as approved by senior or junior underwriter.
• Binder issuance as approved by senior or junior underwriter.
• Policy Issuance review.
• Conduct inspection review and analysis resulting in appropriate issue identification and process post inspection changes as necessary within authority.

Requirements & Tech Stack

• Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)

Qualifications

• Bachelor's degree in risk management, finance, business or a related field preferred.
• 0 - 3 year underwriter or insurance experience.
• Foundational knowledge of insurance principles.
• Ability to follow policies and procedures.
• Ability to complete assigned tasks correctly, on time, and learn quickly.
• Self-motivated and demonstrating attention to detail.
• Ability to work independently for extended periods.
• Excellent written and verbal communication skills as well as general business understanding.
• Ability to work well in a team environment; collaboration and teamwork are at the core of the organization.
• Ability to travel up to 10% with an underwriter to shadow and participate in interactions between Underwriters and brokers.
• Ability to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment.