Credit Manager

About the Role

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms.

Key Responsibilities

• Manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases.
• Conduct in-depth financial analysis.
• Perform customer visits.
• Make credit decisions.
• Ensure high-quality underwriting and minimal delinquency.
• Mentor Credit Processing Associates (CPAs).
• Monitor CPA productivity.
• Ensure adherence to internal policies and audit standards.

Requirements & Tech Stack

• Strong understanding of mortgage lending.
• Strong understanding of economic indicators.
• Strong understanding of regulatory norms.