Apprentice Associate III

About the Role

The Apprentice Associate III will support underwriting operations by performing policy servicing, risk review support, data validation, and process-oriented underwriting activities. This is a 6-Month Apprenticeship Program in Pune.

Key Responsibilities

• Support underwriting operational processes and related transactions.
• Review and validate customer, policy, and risk information for accuracy and completeness.
• Perform data entry, documentation review, and policy-related support activities.
• Follow established underwriting guidelines, standard operating procedures, and compliance requirements.
• Maintain productivity, quality, and turnaround time standards.
• Identify discrepancies and escalate issues appropriately.
• Collaborate effectively with team members, trainers, and leaders to resolve operational queries.
• Participate in training and capability-building activities to enhance business and insurance knowledge.
• Contribute to continuous improvement initiatives and process efficiency efforts.

Underwriting Support Functions

• Virtual inspections
• Property risk assessment
• Hazard identification
• Insurance-to-Value (ITV) analysis
• Replacement cost evaluation
• Underwriting verification
• Policy compliance review
• Underwriting decision support within P&C insurance operations

Requirements & Tech Stack

• Basic proficiency in MS Office applications.

Qualifications

• Graduate (Non-Technical)
• Freshers or candidates with up to 1 year of experience are welcome.

Skills Required

• Strong analytical and problem-solving abilities.
• Good attention to detail and accuracy.
• Effective verbal and written communication skills.
• Ability to learn new systems and processes quickly.
• Ability to work in a structured, process-driven environment.
• Strong teamwork and collaboration skills.

Preferred Competencies

• Interest in Insurance, Underwriting, Risk Assessment, or Financial Services.
• Ability to interpret and evaluate information against defined guidelines.
• Customer-focused mindset.
• Demonstrates ownership, accountability, and learning agility.
• Adaptability to changing business priorities and workload requirements.

What The Apprentice Will Learn

• Fundamentals of Property & Casualty Insurance.
• Underwriting concepts and risk evaluation principles.
• Policy servicing and operational workflows.
• Quality and compliance standards.
• Business communication and stakeholder collaboration.
• Process management and operational excellence practices.