Credit Executive

About the Role

The Credit Executive role is a full-time, on-site position based in New Delhi.

Key Responsibilities

• Evaluating creditworthiness of borrowers across personal and business lending products.
• Analyzing financial data and documentation.
• Recommending credit decisions within defined policies and risk parameters.
• Managing credit control activities.
• Monitoring repayment behavior.
• Working closely with operations and collections teams to minimize delinquencies and optimize portfolio performance.
• Reviewing applications.
• Verifying customer information.
• Maintaining accurate credit records.
• Responding to customer queries related to credit decisions.
• Supporting adherence to internal controls and regulatory guidelines.

Requirements & Tech Stack

• Credit Control and Credit Management skills.
• Analytical Skills.
• Solid understanding of Finance.
• Effective Customer Service skills.
• Familiarity with lending operations, NBFC workflows, and basic regulatory requirements related to credit and collections.
• Proficiency with Excel or financial analysis tools.
• Attention to detail.
• Ability to work in a fast-paced, tech-enabled environment.

Qualifications

• Relevant qualifications such as a bachelor’s degree in Finance, Commerce, Business, Economics, or a related field are beneficial.