Credit Underwriter, CA Qualified
Long Shot Jobs - CA Job Aggregator
Delhi, India2h agovia LinkedIn
About the Role
This is a contract, on-site role for a Credit Underwriter – CA Qualified based in Mumbai.
Key Responsibilities
- Review loan applications.
- Assess creditworthiness.
- Evaluate financial statements and supporting documentation to determine risk levels.
- Analyze applicant profiles.
- Verify data accuracy.
- Prepare clear underwriting recommendations in line with internal policies and regulatory guidelines.
- Collaborate with relationship managers and other stakeholders to clarify information, communicate decisions, and support timely loan processing.
- Contribute to continuous improvement of underwriting processes.
- Maintain thorough records of decisions and rationale.
Requirements & Tech Stack
- Credit Underwriting and Underwriting practices.
- Experience evaluating loan proposals.
- Analytical Skills for interpreting financial data, assessing risk, and making sound credit decisions.
- Communication skills to explain underwriting decisions, collaborate with internal teams, and interact with clients.
- Knowledge of Loans, lending products, and relevant regulatory and compliance standards.
- Proficiency in financial analysis tools and spreadsheets.
- Ability to work on-site in Mumbai.
- Ability to manage deadlines.
- Ability to handle multiple applications simultaneously.
Qualifications
- Chartered Accountant (CA) qualification required.
- Additional certifications in finance or risk management are an advantage.
- Attention to detail and accuracy.
- Prior experience in banking, NBFCs, or financial services underwriting is preferred.