Cluster Business Leader

YES BANK

Key Responsibilities

• Build SME business according to business strategy.
• Achieve sales target in line with business strategy of the cluster.
• Understand cluster requirements and work closely with the team of SL/RL to achieve business objectives.
• Develop and share MIS for market understanding and effective cluster functioning.
• Focus on offering financial solutions to the SME segment for their asset/liability needs.
• Work closely with the Credit/Risk team to drive business using appropriate sourcing strategy according to dynamic market conditions.
• Identify Cross Sell opportunities (Trade/CMS/Direct Banking/Forex/YCOPs) in each asset client and derive strategies to maximize profitability.
• People and Team Management, including career management, coaching, and mentoring of critical talent.
• Market mapping of the cluster, strategies for expansion of market base, and proactive development of new products/markets with the Product Development Team.

Risk and Internal Control Responsibilities

• Implement risk policies and processes (operational, regulatory, financial, informational, reputational, and audit risks), ensuring compliance with regulatory and internal requirements.
• Implement internal control systems within the department and participate in departmental audits.
• Implement practices to bridge gaps identified during departmental audits.