Software Engineer, Money Engineering

About the Role

Atoms is building Physical AI—real-world robots for industries that move civilization forward, starting with food, mining, and transport. We are seeking a Software Engineer - Money Engineering to engineer and maintain our core money platform capabilities, focusing on high availability, security, and scalability.

Key Responsibilities

• Engineer and maintain our core money platform capabilities, focusing on high availability, security, and scalability.
• Take ownership of team operations and availability by ensuring proper monitoring, triage rotations, playbooks, policies, testing, and alerting.
• Support peers and stakeholders in the product development lifecycle by collaborating with product management, design, and analytics, participating in ideation, articulating technical constraints, and partnering on decisions that consider risks and trade-offs.

Requirements & Tech Stack

• Proficiency in backend programming languages like Java or Go.
• Familiarity with relational and/or NoSQL databases (e.g., PostgreSQL, Redis).
• Experience with cloud platforms like AWS, Google Cloud, or Azure.
• Understanding of RESTful APIs, microservices, and distributed systems.
• Strong debugging and problem-solving skills.

Qualifications

• 3+ years of professional software engineering experience, with significant time spent in payments, billing, or financial technology.
• Deep understanding of the payment processing lifecycle, including authorization, capture, settlement, and reconciliation.
• Direct experience with payment gateways (e.g., Stripe, Adyen, PayPal).
• Demonstrated experience in architecting and operating large-scale, fault-tolerant distributed systems that handle financial data.
• Knowledge of fraud detection techniques and experience building or integrating with risk management systems.

Location & Compensation

• This role is based in our New York office.
• Work onsite, five days a week.
• Base salary range: $145,000 - $183,250 per year.
• Additional compensation may include equity awards and an annual performance-based bonus.

Benefits Summary (USA Full-Time Exempt Employees)

• Medical, dental, and vision insurance (multiple plans, incl. HSA options).
• Company-paid life and disability insurance (short- and long-term).
• Voluntary insurance: accident, critical illness, hospital indemnity.
• Optional supplemental life insurance for self, spouse, and children.
• Pet insurance discount.
• 401(k).
• Health Savings Account (HSA).
• Flexible Spending Accounts (Healthcare, Dependent Care, Commuter).
• Time Off policies:
• Discretionary vacation days.
• 8 paid holidays per year.
• Paid sick time.
• Paid Bereavement leave.
• Paid Parental Leave.