Underwriter

About the Role

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This role performs and applies insurance coverage, rules, and guidelines to execute the underwriting decision-making process according to the Company underwriting philosophy. The position includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance. A merit-based work-from-home program is offered after initial in-person training, with flexibility defined by the leadership team.

Key Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions, and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other associates through verbal and/or written means.
• Participate in and successfully complete the Company underwriter training program.

Requirements & Tech Stack

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi-task, and make decisions independently.
• Above average communication skills (written and verbal).
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continually develop product knowledge through participation in approved educational programs.

Qualifications

• Ability to work in the U.S. without current or future sponsorship is a requirement.