Agency Relationship Underwriter

About the Role

Auto-Owners Insurance is seeking a motivated Underwriting Trainee to join their team. This role involves performing and applying insurance coverage rules and guidelines to execute the underwriting decision-making process according to company underwriting philosophy. The position includes training and development through the company’s Underwriter Training Program for the assigned line of insurance. A merit-based work-from-home program is offered based on job responsibilities, with potential for flexibility after initial in-person training.

Key Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures, to make underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions, and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other associates through verbal and/or written means.
• Participate in and successfully complete the Company underwriter training program.

Requirements & Tech Stack

• Ability to organize data.
• Ability to multi-task.
• Ability to make decisions independently.
• Above average communication skills (written and verbal).
• Ability to write reports.
• Ability to compose correspondence.
• Ability to resolve complex issues.
• Continually develop product knowledge through participation in approved educational programs.

Qualifications

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to work in the U.S. without current or future sponsorship.