Loan Documentation and Processing Intermediate Associate Analyst

About the Role

The Loan Doc & Proc Intmd Assoc Ayst is a developing professional role that integrates in-depth specialty knowledge with a solid understanding of industry standards and practices. It involves applying analytical thinking and knowledge of data analysis tools and methodologies. This role requires breaking down information in a systematic and communicable manner. Developed communication and diplomacy skills are necessary for exchanging potentially complex/sensitive information. This role has a moderate but direct impact through close contact with the business's core activities. The quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

Key Responsibilities

• Manage preparing and reviewing loan documentation while providing support to a variety of tasks related to the loan process.
• Independently process and close loans within a complex loan operations environment.
• Integrate a solid understanding of industry and business standards and practices of loan documentation processes.
• Deal with most loan-related problems independently and have some latitude to resolve complex issues, where expertise is required to interpret against policies, guidelines, or processes.
• Apply judgment when interpreting data, preparing reports, and present findings to management.
• Make resolution recommendations based on identified trends and facts.
• Design and analyze complex reports often related to loan documentation processes to satisfy management requirements and support/control activities.
• Participate in and support the implementation of projects and process improvement initiatives.
• Interpret data and make recommendations for the launch of new products/services and upgraded platforms that affect loan documentation/processing functions.
• Identify policy gaps and formulate policies to support the streamlining of related work processes.
• Minimize risk to the bank through a solid understanding of procedural requirements; provide solutions to reduce errors, and adhere to audit and control policies.
• Serve as a checker for systematic transactions as a last line of defense.
• Timely escalation and resolution of all inquiries and issues related to loan documentation.
• Provide informal guidance and/or on-the-job training to new team members.
• Work closely with own team and internal stakeholders to meet client needs.
• Have direct interaction with external customers to disseminate or explain information.
• Assess risk appropriately when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct business practices, escalating, managing and reporting control issues with transparency.

Requirements & Tech Stack

• Basic knowledge of Business Processes, Systems, and Tools used in the Loan Process.
• Demonstrate understanding of Loan Processes, Procedures, Products, and Services.
• General awareness of managing, preparing, and reviewing loan documentation.
• Able to identify, mitigate, manage, resolve, and escalate risks and issues.
• Reasonable awareness of risk types, policies, and control measures and processes.
• Comply with applicable laws, rules, and regulations, and adhere to Policies.

Qualifications

• 2 - 5 years relevant experience.
• Bachelor’s/University degree or equivalent experience.