Loan Review Analyst

About the Role

The Loan Review Analyst supports the independent Loan Review function through the execution of fundamental review activities, including loan file analysis, documentation validation, and financial data review. This role develops a foundational understanding of commercial credit, risk assessment, lending policies, and regulatory expectations while working under the guidance of more experienced reviewers. The position assists in identifying exceptions, documenting observations, and ensuring review work is completed in accordance with established methodologies and standards.

Key Responsibilities

• Conduct loan reviews across C&I, commercial real estate, consumer, agricultural, and SBA portfolios with appropriate oversight.
• Analyze borrower financial information, repayment capacity, collateral, and guarantor support to assist in assessing credit quality.
• Identify and communicate exceptions, risk rating concerns, and other review observations.
• Validate the completeness and accuracy of credit files, collateral records, and approval documentation.
• Prepare review summaries and support the communication of findings and recommendations.
• Assist with policy exception tracking, reporting, and follow-up activities.
• Support management and portfolio reporting through data compilation and analysis.

Requirements & Tech Stack

• Bachelor's Degree in Finance, Accounting, Business Administration, Economics or related field required.
• 0-3 years underwriting, financial analysis, portfolio analysis, or commercial banking experience required.
• Basic knowledge of commercial, consumer, and residential mortgage lending principles and underwriting practices.
• Understanding of financial statement fundamentals, loan documentation and collateral concepts.
• Familiarity with bank lending policies and procedures.
• Skilled in data gathering, organization, and time management.
• Skilled in working effectively with cross-functional teams.
• Skilled in identifying emerging portfolio risks and systemic issues.
• Proficient in Loan Policy to properly identify exceptions.
• Proficient with Microsoft Office applications.

Qualifications

Location: Denver, CO (In-Office)

Job Type: Full-Time Exempt

Salary: $59,000 - $76,800/YR