Intern, Credit Analyst

About the Role

The Credit Analyst Intern supports the Commercial Lending organization by assisting with credit analysis, risk assessment, and portfolio performance reporting. This role works closely with dealers, customers, and internal teams to evaluate credit opportunities, ensure accurate documentation, maintain service levels, and support sound lending decisions. The intern gains hands-on experience in commercial credit underwriting, dealer relationship management, and automotive finance operations while contributing to business growth, credit quality, and operational efficiency.

Key Responsibilities

• Assist with developing and maintaining appropriate analysis for the Commercial Lending organization as it relates to volume, efficiencies, performance, and individual performance
• Analyze credit data to determine the degree of risk involved in extending credit
• Learn how to make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
• Develop sufficient dealer relationships that ensure volume objectives and credit quality
• Gain knowledge in how GMF captures automotive finance contracts that meet GM Financial profitability criteria for pricing and performance
• Ensure compliance with applicable policies and procedures
• Ensure branch office cooperation with other departments to maximize efficiency within the company
• Ensure all queues are worked to acceptable service levels
• Conduct joint dealer calls with Dealer Account Representative (DAR) on an as needed basis
• Perform outbound telemarketing calls to the dealer customer
• Ensure proper documentation is received on all deals

Requirements & Tech Stack

• Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
• Skills in evaluating AI outputs for accuracy, compliance, and bias
• Experience integrating AI into workflows to improve efficiency or insights
• Familiarity with AI-assisted research, summarization, and content generation
• Understanding of responsible AI use, including ethics and data protection

Qualifications

• Strong written and verbal communication skills required. This incumbent will be required to give presentations and communicate with business leaders.
• Strong analytical, quantitative, problem-solving, and conceptual skills required.
• Must be detail-oriented and able to prioritize tasks to meet deadlines.
• Must be able to work independently or in a team setting.
• Previous internships are considered a plus.

Education & Experience

• Must be a current student pursuing a bachelor's degree or higher from an accredited college or university in Business Administration, Finance, or another related major with at least one semester remaining upon start of the internship.
• Must possess a minimum of a 3.0 (out of a 4-point scale) overall GPA.
• Senior classification preferred.