Underwriting Development Program

About the Role

Liberty Mutual's Underwriting Development Program is designed for curious, analytical individuals energized by solving complex business challenges. This program offers an opportunity to launch a career by learning how businesses manage risk and how insurance protects what matters most. As an Associate Underwriter, you will work alongside experienced underwriters to evaluate complex risks, develop insurance solutions, and make strategic business decisions. Underwriting combines analytical thinking, business acumen, relationship management, and negotiation. You will assess business operations, financial information, and industry trends to determine risk appropriateness for Liberty Mutual and help establish pricing and coverage solutions.

Liberty Mutual's Global Risk Solutions (GRS) business provides commercial and specialty insurance, surety, and reinsurance solutions for midsize, large, and global businesses across a broad range of industries.

Key Responsibilities

• Analyze business information, financial data, and industry trends to evaluate risk.
• Learn how insurance products and risk management solutions support businesses across a variety of industries.
• Partner with brokers, customers, and internal teams to understand client needs and develop tailored insurance solutions.
• Build strong communication, negotiation, and relationship management skills.
• Develop expertise in risk selection, coverage analysis, and pricing strategies.
• Make informed business decisions that balance customer needs with profitable growth objectives.

Training & Development

As an Associate Underwriter, you will participate in the Underwriting Development Program starting in June 2027. This is a blended learning experience designed to build technical, analytical, and business skills.

During your first six months, you will engage in a structured onboarding and development experience combining formal coursework with hands-on underwriting responsibilities, supported by experienced underwriting professionals and a dedicated learning liaison. Through the program, you will:

• Build a foundation in underwriting principles, risk assessment, coverage analysis, and pricing.
• Gain hands-on experience evaluating risks and developing insurance solutions for commercial customers.
• Learn alongside a cohort of peers while building your professional network.
• Receive ongoing coaching, mentorship, and field support from underwriting professionals.
• Develop the knowledge and skills needed to grow your career within underwriting.

This position may have in-office requirements depending on candidate location.

Interviews and offers are conducted on a rolling basis.

Qualifications

• 0-2 years of related professional experience.
• Hold, or will be completing, a Bachelor’s degree in Risk Management & Insurance, Economics, Finance, Business, or a related discipline.
• A strong academic record with a cumulative 3.0 GPA preferred.
• Possess strong analytical, decision-making, and negotiating skills.
• Solid interpersonal skills and a passion for customer service.
• Willingness to complete professional designation(s) and continued insurance education.
• Must have permanent work authorization in the United States.
• Must possess and maintain a valid driver's license for regular travel to customer locations.