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Independent Associate Broker
T.S.G. Brokers
United States0–2 yrs1h agovia LinkedIn
About the Role
Independent Associate Broker
Key Responsibilities
- Consult on complex structural benefits, including pre-tax savings, Section 125 plans, HSAs, FSAs, and supplemental insurance options.
- Utilize specialized tools like RevLIFE® to help organizations build tax-free savings and strategically offset benefit costs to drive employee talent retention.
- Conduct objective annual market research across a diverse network of carriers and service providers, matching clients with custom coverage and cost combinations.
- Provide concierge-level, year-round client support.
- Sit down with high-level decision-makers to audit HR functions, payroll impacts, and long-term retention goals.
- Evaluate various insurance carrier options annually, matching clients with the best combination of cost and coverage.
- Prioritize client retention through stellar customer service, ensuring employers and employees understand the value of their packages.
- Clearly explain intricate financial and insurance concepts to business leaders and employees.
- Operate within modern, value-driven compensation frameworks, including carrier-paid commissions and PEPM (Per Employee Per Month) models.
- Prospect, build trust, and scale accounts within diverse markets.
Requirements & Tech Stack
- Core Knowledge: Deep understanding of group benefits, employee retention strategies, and life insurance mechanics.
- Advisory Capability: Ability to act as an HR/financial consultant.
- Innovative Thinking: Willingness to learn and champion alternative funding models like RevLIFE®.
- Interpersonal Polish: Exceptional C-suite communication and presentation skills tailored for business owners and nonprofit executives.
- Licensing: Must be licensed in your resident State and up to date on continuing education credits.
- Possess an entrepreneurial drive, resilience, and adaptability.
Qualifications
- Ability to consult on pre-tax savings, Section 125 plans, HSAs, FSAs, and supplemental insurance options.
- Grasp how to use life insurance cash value policies to build tax-free savings and offset organizational benefit costs.
- Analytical prowess to evaluate various insurance carrier options annually.
- Excellent communication skills.
- Comfortable operating within modern, value-driven compensation frameworks.
- Comfortable working with SMBs, startups, and nonprofits.
- Must be comfortable sitting down with high-level decision-makers (CEOs, CHROs, business owners).