Analyst

MUFG

Key Responsibilities

• Transaction Analysis, Structuring & Execution
• Support the analysis, structuring, approval, implementation, and closing of new and existing WCTF transactions under the guidance of senior team members.
• Prepare accurate financial analyses, working capital assessments, transaction economics, ROE/RORA simulations, pricing and obligor limit analyses, deal sheets, and screening materials.
• Assess transaction risks, structural considerations, and key assumptions; identify inconsistencies and escalate questions with supporting analysis.
• Prepare term sheets, approval materials, presentations, implementation submissions, documentation inputs, and closing deliverables.
• Coordinate assigned workstreams, timelines, and follow-ups across internal stakeholders, promptly escalating risks, delays, or unresolved items.
• Origination & Client Support
• Support client pitches, product proposals, peer analyses, and other marketing materials in partnership with senior Originators and Structurers.
• Research prospective clients, industries, and market developments to evaluate the applicability of WCTF solutions and inform transaction analysis.
• Participate in internal and external calls, prepare meeting materials and follow-up items, and support timely responses to Relationship Manager and client inquiries.
• Communicate pipeline and transaction updates for assigned opportunities clearly and accurately.
• Develop an understanding of client objectives, constraints, and transaction requirements while operating within the Bank's risk appetite.
• Risk Management, Controls & Professional Accountability
• Perform responsibilities in accordance with applicable credit policies, regulatory requirements, KYC standards, internal controls, and the Bank's risk appetite.
• Support monitoring and reporting for assigned WCTF assets, including performance, utilization, obligor exposure, and transaction requirements; escalate deterioration, operational issues, or control concerns promptly.
• Apply disciplined quality control to all work products, ensuring information is accurate, complete, consistent, and appropriately supported.
• Identify and escalate potential credit, operational, compliance, information security, data integrity, or conduct issues and support timely remediation.
• Demonstrate accountability, reliability, sound judgment, and clear communication while managing multiple assignments and deadlines.
• Collaboration, Development & Process Improvement
• Collaborate effectively across WCTF, the broader Working Capital organization, and other functions throughout the Bank.
• Build product, credit, industry, market, legal documentation, systems, and execution knowledge and apply that learning to assigned responsibilities.
• Incorporate feedback, address knowledge gaps through training and self-study, and progressively assume greater ownership of assigned work.
• Contribute to process improvement, standardization, automation, artificial intelligence, and special projects that enhance efficiency, reporting quality, or risk management.
• Share knowledge and best practices to support team effectiveness and consistent execution.

Requirements & Tech Stack

• Foundational financial analysis and modeling skills.
• Proficiency in Microsoft Excel and PowerPoint.

Qualifications

• Bachelor's degree from a four-year accredited institution, preferably with coursework in finance, accounting, economics, business, or a related field.
• Strong analytical and problem-solving capabilities, with the ability to learn new products, industries, systems, and transaction structures.
• Clear and professional written and verbal communication skills.
• Excellent organizational skills and the ability to manage multiple assignments, follow through on commitments, and meet deadlines with appropriate oversight.
• High attention to detail, commitment to data accuracy, and awareness of risk and control responsibilities.
• Collaborative mindset, intellectual curiosity, and willingness to seek guidance, incorporate feedback, and support team priorities.
• Prior internship or experience in banking, working capital, trade finance, structured finance, credit, corporate finance, or a related field is beneficial but not required.