Junior Underwriter

Liberty Funding Group, LLC

About the Role

Liberty Funding Group, LLC is a direct provider of merchant cash advances and alternative financing solutions for small and mid-sized businesses across the United States. The company offers fast, flexible access to capital, helping clients manage cash flow and invest in growth across a wide range of industries. Liberty Funding Group emphasizes streamlined underwriting processes that allow for quick funding decisions. The team is committed to transparent communication and consistent funding performance, creating a reliable experience for both partners and customers.

This is a full-time, on-site role based in Lynbrook, NY.

Key Responsibilities

• Support the evaluation of merchant cash advance and alternative financing applications.
• Review bank statements, credit reports, and financial documentation to assess risk and recommend appropriate funding amounts and terms.
• Assist in preparing and updating files.
• Enter and validate data in internal systems.
• Communicate with sales representatives to clarify application details.
• Monitor existing accounts for performance trends and help identify potential issues.
• Support underwriting guidelines and compliance procedures.
• Collaborate closely with senior underwriters and management to ensure consistent, accurate, and timely decisions.

Requirements & Tech Stack

• Spreadsheets
• CRM or underwriting software
• General computer applications used in financial services

Qualifications

• ENTRY LEVEL position.
• Strong analytical and quantitative skills, with the ability to interpret financial statements, cash flow, and credit-related data.
• Effective written and verbal communication skills for coordinating with internal teams and clearly documenting decisions.
• High attention to detail, accuracy in data entry, and strong organizational skills to manage multiple applications and deadlines.
• Ability to learn underwriting guidelines, follow standardized processes, and apply sound judgment under supervision.
• Customer-focused mindset, with professionalism and integrity in handling sensitive financial information.
• Willingness to work on-site in Lynbrook, NY and collaborate in a team-oriented environment.
• Associate’s or Bachelor’s degree in Finance, Business, Economics, or a related field preferred.
• Relevant internship or entry-level experience in lending or underwriting is a plus.