Credit Analyst Intern, Summer

About the Role

The Credit Analyst Intern position at ServisFirst Bank focuses on assessing the creditworthiness of potential clients.

Key Responsibilities

• Assist in updating electronic credit files by imaging related loan and financial documents.
• Assist in conducting financial analysis and underwriting of credit for new loan requests and loan maturities.
• Contact Loan Officers to request necessary financial information for analysis, such as balance sheets, tax returns, and financial statements.
• Assist in determining the strength and/or weakness of the client’s credit to determine the terms of the loan.
• Run reports showing past or current maturities and request necessary information.
• Generate and compile various monthly reports, including but not limited to past due loans, maturing loans, collateral exception reports, outstanding appraisal fees, loan type summaries, and internal credit administration auditing.
• Be familiar with all applicable compliance regulations and policies and ensure compliance.

Requirements & Tech Stack

• Experience using Microsoft Outlook, Word, and Excel.
• Experience in a position requiring attention to detail and data analysis.

Qualifications

• Undergraduate student majoring in Finance, Accounting, Economics, or a related field.
• Excellent written and verbal communication skills.
• Excellent organizational skills and ability to multi-task.
• Ability to work independently with little supervision.

Physical Requirements and Environmental Conditions:

• Sustained standing and sitting.
• Frequent use of PC, including typing or sustained attention to monitor.
• Occasional lifting of basic office files or equipment up to 20 lbs.
• Normal office environment with comfortable internal temperatures and low-level noise.