Wholesale Credit Sanctioning, LevFin

About the Role

Join Barclays as a Wholesale Credit Sanctioning - LevFin - AVP in Mumbai, IN. This role focuses on independently assessing and making credit decisions for complex financing transactions within the LevFin, SLF, and Hedge Funds sectors. The objective is to ensure alignment with the bank's credit risk appetite and regulatory requirements, and to contribute to the development and implementation of credit risk policies and procedures for the Specialised Sector.

Key Responsibilities

• Independently assess and make credit decisions for complex financing transactions.
• Analyze complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess creditworthiness, repayment capacity, and potential risks.
• Conduct ongoing monitoring of assigned portfolios, promptly notifying senior management of adverse client or segment developments and trends, and evaluating their potential impact on regulatory ratings.
• Prepare annual/periodic credit reviews for submission to senior Risk Officers and presentation in Credit Committees.
• Evaluate the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
• Document credit decisions and rationale in a clear and concise manner, adhering to internal audit and regulatory reporting standards.
• Develop and implement strategies to mitigate identified credit risks and optimize portfolio performance.
• Advise and influence decision-making, contribute to policy development, and take responsibility for operational effectiveness.
• Collaborate closely with other functions/business divisions.
• Consult on complex issues, providing advice to People Leaders to support the resolution of escalated issues.
• Identify ways to mitigate risk and develop new policies/procedures in support of the control and governance agenda.
• Take ownership for managing risk and strengthening controls in relation to the work done.
• Perform work that is closely related to that of other areas, requiring an understanding of how areas coordinate and contribute to organizational objectives.
• Collaborate with other areas of work and business-aligned support areas to stay updated on business activity and strategy.
• Engage in complex analysis of data from multiple internal and external sources to solve problems creatively and effectively.
• Communicate complex information, including sensitive or difficult-to-articulate content.
• Influence or convince stakeholders to achieve outcomes.

Leadership Responsibilities (if applicable)

• Lead a team performing complex tasks, using well-developed professional knowledge and skills.
• Set objectives and coach employees, appraise performance, and determine reward outcomes.
• Demonstrate leadership behaviours: Listen and be authentic, Energise and inspire, Align across the enterprise, Develop others.

Individual Contributor Responsibilities (if applicable)

• Lead collaborative assignments and guide team members.
• Identify the need for inclusion of other specializations to complete assignments.
• Identify new directions for assignments and/or projects, utilizing cross-functional methodologies or practices.

Requirements & Tech Stack

• Hands-on experience in corporate credit risk assessment of global credits, with a focus on the US and/or EMEA regions within the High Risk/LevFin domain.
• Experience in credit risk, preferably in an international banking environment, covering Leveraged and/or High Yield clients.
• Possess good analytical skills with attention to detail.
• Ability to provide big picture decision-making.
• Ability to work in a fast-paced environment, multi-task, and handle competing priorities.
• Good interpersonal, verbal, and written communication skills.
• Ability to clearly articulate complex concepts and ideas.
• May be assessed on key critical skills: risk and controls, change and transformation, business acumen, strategic thinking, and digital and technology, as well as job-specific technical skills.

Qualifications

• All colleagues will be expected to demonstrate the Barclays Values: Respect, Integrity, Service, Excellence, and Stewardship.
• All colleagues will be expected to demonstrate the Barclays Mindset: Empower, Challenge, and Drive.