Analyst

Job Title: Analyst, Mortgage Capital Markets, Global Capital Markets

Key Responsibilities

• Contributes to the success of the Mortgage Capital Markets team.
• Ensures individual goals, plans, and initiatives support team business strategies and objectives.
• Adheres to governing regulations, internal policies, and procedures.
• Champions a customer-focused culture to deepen client relationships.
• Prepares pitch books and marketing presentations for the mortgage financing and capital markets platform.
• Assists in structuring, negotiating terms, and documentation for transactions.
• Manages the existing portfolio by handling client requests for warehouse facilities, collateral, and customer funding.
• Drafts annual risk reviews and works on internal credit underwriting approvals.
• Coordinates reviews with credit officers and risk management.
• Works with the trading team to ensure daily marking of positions and margin call monitoring.
• Attends due diligence meetings.
• Reviews daily collateral reports and monitors asset performance trends.
• Coordinates with mid-office and operations teams for transaction closing, draw requests, and collateral monitoring.
• Communicates updates or changes to deal terms or funding to relevant teams.
• Understands and applies the Bank’s risk appetite and risk culture in daily activities.
• Pursues efficient operations and ensures the adequacy of business controls for operational risk, regulatory compliance, AML/ATF, and conduct risk.
• Acts as an ally and advocate for Diversity, Equity, and Inclusion.
• Strengthens a culture of inclusion and belonging.

Requirements & Tech Stack

• Proficiency in Word, Excel, and PowerPoint.
• Excellent written and oral communication skills.
• Experience in credit analysis.
• Familiarity with legal document review.
• Computer proficiencies.

Qualifications

• Demonstrates sound knowledge of mortgage financing fundamentals.
• Experience in agency mortgage warehouse lending is preferred.
• Degree in Business or related field.
• An MBA/CPA/CFA or other industry designation is helpful.
• Banking experience in a Corporate/Commercial lending or related environment.
• Prior experience in mortgage capital markets / mortgage warehouse financing is strongly preferred.
• A high level of commitment and a strong sense of teamwork are needed.
• A "roll-up your sleeve" attitude to support the team and internal stakeholders in a new business build.
• Ability to prioritize, make timely and sound judgments.
• Ability to succinctly communicate with senior management.
• Series SIE, 63 & 79 to be obtained in due course.

Location

• United States : Texas : Houston