Capital Markets Analyst, Loan Trading

About the Role

Responsible for assisting in building the Capital Markets Whole Loan Trading platform and for developing, structuring, and executing strategic transactions through new Capital Markets – Structured Finance initiatives to optimize the bank’s balance sheet and improve the company’s financial performance.

Key Responsibilities

• Assist in building and leading the bank’s Capital Markets Whole Loan Trading platform.
• Provide analytical and operational support in managing the bank’s Secondary Whole Loan Trading business.
• Lead day-to-day Loan Trading operations and reporting responsibilities.
• Assist in the evaluation, structuring, and execution of potential new Capital Markets structured finance transactions, including securitization, whole loan sales, and forward flow agreements.
• Assist in driving execution with top investment banks, insurance companies, hedge funds, credit funds, and private institutional investors to fund off-balance sheet assets.
• Assist in developing and enhancing relationships with capital sources, institutional investors, rating agencies, and law firms.
• Prepare investor due diligence information to position Pathward’s assets in the Capital Markets.
• Responsible for designing, building, and scaling the operational framework for the bank’s Whole Loan Trading platform.
• Assist the Capital Markets Data Analytics team in developing financial models relating to asset performance and pricing.
• Manage day-to-day communication and due diligence requests from capital market partners.
• Develop and maintain investor reporting requirements, surveillance, internal dashboard reporting, and Monthly Business Reviews.
• Develop and update marketing material for prospective investors.
• Create and maintain investor databases and transaction comparables.
• Identify and implement new concepts, best practices, and approaches related to Capital Markets reporting and operational & credit risk management.
• Assist in overseeing all third-party Capital Markets financial and operational audits.
• Support the Chief Investment Officer and Head of Capital Markets in other assigned tasks.
• Other duties as assigned.

Requirements & Tech Stack

• Bachelor's degree in Finance or related field.
• Working towards an MBA and/or CFA is a plus.
• 0 – 2 years of experience in:
• Whole Loan Acquisitions / Divestitures
• Debt Capital Markets
• Structured Finance
• Specialty Lending
• Investment Banking
• Recent College graduates will be considered.
• Outstanding communication skills and ability to articulate investment merits to potential capital partners.
• Communication skills (verbal and written).
• Critical thinking skills.
• Attention to detail.

Salary Range: $60,000 – $100,500

This role is also eligible for an annual performance-based incentive opportunity.

Benefits

Pathward offers a comprehensive benefits package for eligible employees, including:

• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off
• And more.