SME-Claims HC

Cognizant

Pune Division, Maharashtra, India2–4 yrs3h agovia LinkedIn

About the Role

Serve as a subject matter expert in health care claims adjudication with a focus on payer and provider operations. Utilize advanced MS Excel skills to analyze claim data and resolve complex issues in a hybrid night shift role. Contribute to improving claims accuracy, member satisfaction, and cost efficiency while collaborating with cross-functional teams to optimize end-to-end claims processes.

Key Responsibilities

  • Analyze health care claim batches with meticulous attention to payer and provider rules to ensure accurate adjudication and timely resolution of claims while working primarily in a night shift hybrid model.
  • Review complex claim scenarios and apply adjudication guidelines to identify discrepancies, adjust payments, and minimize financial leakage.
  • Utilize advanced MS Excel functions such as lookups and pivot-based analysis to interpret large data sets, spot claim processing trends, and propose corrective actions.
  • Collaborate with payer and provider operations teams to clarify benefit designs, coding interpretations, and contract terms.
  • Document detailed claim adjudication rationales and maintain clear audit-ready records.
  • Investigate claim-related issues escalated by internal teams and external partners, provide clear resolutions, and communicate findings.
  • Monitor key performance indicators related to claims turnaround times, payment accuracy, and rework rates, and contribute insights for continuous improvement.
  • Support implementation of process enhancements by validating rule changes, testing calculation logic using structured MS Excel models, and sharing structured feedback.
  • Provide subject matter expertise to colleagues by clarifying claim policies, explaining payer and provider-specific nuances, and encouraging consistent application of adjudication standards.
  • Coordinate with quality assurance and compliance functions to identify patterns of recurring claim errors, assist in root cause analysis, and help design preventive controls.
  • Engage with cross-functional claims and operations teams to align day-to-day activities with the company mission of delivering fair, accurate, and timely claim outcomes.
  • Maintain up-to-date awareness of changes in payer guidelines and provider billing practices and translate these developments into practical adjudication updates.
  • Share data-driven insights from claims analysis that inform strategic decisions.

Requirements & Tech Stack

  • MS Excel (advanced functions: lookups, pivot-based analysis)

Qualifications

  • Demonstrated strong proficiency in MS Excel, including the ability to manage large health care data sets and perform detailed analyses.
  • Hands-on experience in claims adjudication within health care operations, applying payer policies and provider billing standards.
  • Solid knowledge of payer environments, including plan structures, benefit designs, and reimbursement models.
  • Solid understanding of provider workflows, including common billing practices, coding patterns, and documentation requirements.
  • Proven experience of two to four years in health care claims roles with consistent performance in accuracy, turnaround time, and adherence to documented adjudication guidelines.
  • Ability to work effectively in a hybrid model with night shift schedules, maintaining productivity, collaboration, and responsiveness.

Certifications

  • Preferred: Certification in health care claims or medical billing (e.g., AAPC CPC or AHIP related claims certification).

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