Unit Manager
Bajaj Finance Limited
Pune0–3 yrs1h agovia Naukri
Unit Manager - Capital Markets / Senior Unit Manager - Capital Markets
Bajaj Finance Limited
Key Responsibilities
- Coordinate with internal and external stakeholders at all levels of business and management.
- Assess loan applications for credit appraisal, including financial analysis of solvency, liquidity, and creditworthiness for individual and corporate customers.
- Assess income and various obligation ratios, with in-depth knowledge of the rationale behind ratio calculations and their impact on loan performance.
- Calculate eligibility based on portfolio as per BFL policy and perform risk checks of customers.
- Demonstrate in-depth knowledge of Capital Market and daily monitoring of stocks impacting BFL LAS exposure.
- Prepare detailed Credit Approval Memos for high-value cases and obtain approval from respective authorities based on BFL's defined approval matrix.
- Adhere to all regulatory and statutory compliances.
- Implement operational risk controls related to LAS transactions.
- Ensure fair sanctions to corporates and non-corporates.
- Ensure timely processing of cases within the given TAT.
- Monitor the behavior of the LAS Portfolio and identify early signs of stress, highlighting them to the reporting manager.
- Participate in policy preparation, review, and updation at regular intervals.
- Review and renew existing LAS Portfolio.
- Regularly track progress on agreed key metrics towards delivering on strategy.
- Prepare RPRs of the LAS portfolio as and when required.
- Provide timely inputs to the Business team, COE, Compliance team, Finance team, IFC Audit team, Internal Audit team, and RBI Audit.
- Perform RBI Reporting of SMA-2 and large exposures.
- Prepare monthly decks.
Qualifications & Experience
- Qualification: CA
- Experience: Fresher