Wholesale Credit Risk Sanctioning, LevFin

About the Role

The Wholesale Credit Sanctioning - LevFin - AVP role at Barclays involves independently assessing and making credit decisions for complex financing transactions within the LevFin, SLF, and Hedge Funds sectors. This ensures alignment with the bank's credit risk appetite and regulatory requirements, while also contributing to the development and implementation of credit risk policies and procedures for the Specialised Sector.

Key Responsibilities

• Analyze complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess their creditworthiness, repayment capacity, and potential risks.
• Monitor the performance of the LevFin, SLF, and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.
• Evaluate the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
• Document credit decisions and rationale in a clear and concise manner, adhering to internal audit and regulatory reporting standards.
• Develop and implement strategies to mitigate identified credit risks and optimize portfolio performance.
• Prepare annual/periodic credit reviews for submission to senior Risk Officers and presentation in Credit Committees.
• Conduct ongoing monitoring of assigned portfolios, promptly notifying senior management of adverse client or segment developments and trends, and evaluating their potential impact on regulatory ratings.
• Actively engage and help other team members in achieving their objectives to enhance the performance of the wider team.
• Actively support senior credit officers for periodic regulatory examinations / Internal Audits / Complex transactions / Risk initiatives.
• Advise and influence decision making, contribute to policy development, and take responsibility for operational effectiveness.
• Collaborate closely with other functions/ business divisions.
• Consult on complex issues, providing advice to People Leaders to support the resolution of escalated issues.
• Identify ways to mitigate risk and develop new policies/procedures in support of the control and governance agenda.
• Take ownership for managing risk and strengthening controls in relation to the work done.
• Perform work that is closely related to that of other areas, requiring an understanding of how areas coordinate and contribute to the achievement of organizational objectives.
• Collaborate with other areas of work and business-aligned support areas to stay updated on business activity and strategy.
• Engage in complex analysis of data from multiple internal and external sources to solve problems creatively and effectively.
• Communicate complex information, which may include sensitive or difficult-to-convey content.
• Influence or convince stakeholders to achieve outcomes.

Leadership Responsibilities (if applicable)

• Lead a team performing complex tasks, using well-developed professional knowledge and skills to deliver on work impacting the whole business function.
• Set objectives and coach employees in pursuit of those objectives.
• Conduct performance appraisals relative to objectives and determine reward outcomes.
• Demonstrate leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard (Listen and be authentic, Energise and inspire, Align across the enterprise, Develop others).

Individual Contributor Responsibilities (if applicable)

• Lead collaborative assignments and guide team members through structured assignments.
• Identify the need for the inclusion of other areas of specialization to complete assignments.
• Identify new directions for assignments and/or projects.
• Identify a combination of cross-functional methodologies or practices to meet required outcomes.

Requirements & Tech Stack

• Hands-on experience in corporate credit risk assessment of global credits.
• Focus on the US and/or EMEA regions within the High Risk/LevFin domain.
• Experience in credit risk, preferably in an international banking environment, covering Leveraged and/or High Yield clients.
• Good analytical skills with attention to detail.
• Ability to provide big picture decision making.
• Ability to work in a fast-paced environment, multi-task, and handle various competing priorities.
• Good interpersonal, verbal, and written communication skills.
• Ability to clearly articulate complex concepts and ideas.
• May be assessed on key critical skills such as risk and controls, change and transformation, business acumen, strategic thinking, and digital and technology, as well as job-specific technical skills.

Qualifications

• Location: Mumbai, IN

Barclays Values & Mindset

All colleagues are expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship. They will also be expected to demonstrate the Barclays Mindset: Empower, Challenge, and Drive.