Credit Analyst, Tysons, VA
Western Alliance Bank
Reston, VAFresher2m agovia LinkedIn
About the Role
As a Credit Analyst in the 2027 Commercial Banking Development Program, you will be primarily responsible for spreading, managing, and maintaining financial background information on customers, and developing credit studies for loan officers and executive management. You will manage spread assignments, conduct financial analyses, and maintain related records and files.
Key Responsibilities
- Support the Credit Administration team in analyzing credit and collateral information to determine lending risk.
- Collect, organize, and analyze company financials to ensure Bank compliance and update Bank systems.
- Work directly with clients to resolve compliance issues and operational inquiries.
- Review client financials and perform sensitivity analysis to evaluate credit risk.
- Prepare in-depth reports with plans of action based on qualitative and quantitative research.
- Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents.
- Produce loan packages for new and restructured loans.
- Facilitate reporting and requests with third parties, such as field auditors and appraisers.
- Monitor loan disbursements to ensure compliance with Bank regulations.
Requirements & Tech Stack
- Completion of an Accounting course.
- Bachelor's degree or equivalent experience.
- GPA of 3.0 or higher.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- An interest in working in Commercial Banking.
- Ability to self-motivate and work productively without supervision.
- Entry-level speaking and writing communications skills.
Qualifications
- Tysons, VA location.
- Bachelor's degree or equivalent experience required.
- GPA of 3.0 or higher is required.
- Completion of an Accounting course.