MSME Loan Consultant
eMSME
Mumbai, Maharashtra, India2h agovia LinkedIn
About the Role
The MSME Loan Consultant – Government Schemes and Business Loans is a full-time, on-site role based in Mumbai.
Key Responsibilities
- Guide MSME clients through suitable government schemes and business loan options.
- Explain eligibility criteria, documentation requirements, and application processes.
- Assess client financial needs.
- Prepare loan proposals.
- Coordinate with financial institutions.
- Track application status to ensure timely approvals.
- Provide clear, customer-centric advice on funding solutions.
- Maintain accurate records of consultations.
- Adhere to internal compliance standards.
- Collaborate with internal teams to improve processes.
- Support outreach initiatives.
- Contribute insights on evolving government schemes and financial products.
Requirements & Tech Stack
- Proficiency in common office and CRM tools.
- Ability to learn new platforms related to scheme discovery and loan processing.
Qualifications
- Strong knowledge of Loans and Business Loan products, including government-backed MSME schemes.
- Skills in Finance and Financial Services, with the ability to interpret basic financial statements and assess creditworthiness.
- Excellent Customer Service skills, with a client-focused approach and clear communication abilities.
- Sales skills, including consultative selling, negotiation, and relationship-building with MSME clients and partners.
- Strong analytical, documentation, and organizational skills, with attention to detail and adherence to regulatory requirements.
- Comfort working on-site in Mumbai, with the ability to manage multiple client engagements and deadlines.
- Bachelor’s degree in Finance, Commerce, Economics, Business Administration, or a related field is preferred.
- Relevant experience in MSME lending, banking, NBFCs, or fintech environments is highly beneficial.