Credit Review Analyst I, Auto Finance Fraud

About The Role

The Credit Review Analyst I – Auto Finance Fraud is responsible for performing independent and unbiased monitoring and assessments of the company's credit activities with an emphasis on detecting fraud and misrepresentation. This team member will work closely with the Dealer segments by monitoring compliance and proactively addressing loans originated with fraud or misrepresentation.

Key Responsibilities

• Review Excel based red flag reporting to identify accounts requiring fraud investigation.
• Investigate loan originations for fraud or misrepresentation by reviewing the loan documentation and the systems utilized to underwrite, fund, and collect the accounts.
• Identify underwriting and funding weaknesses, address areas of non-compliance, and recommend change when necessary.
• Assist in the development and support of models, analysis, and reporting related to the soundness of credit activities.
• Perform quality monitoring across the organizations by analyzing, summarizing, and monitoring compliance of credit policies and procedures.
• Consult with management when needed and make recommendations on policy exceptions and control weaknesses to ensure that findings are correct.
• Create reports for management with viable recommendations for improvement of business operations, efficiency, and internal controls.
• Research and Development opportunities to keep up with industry fraud trends and resources.
• Assist fellow team members to establish a consistent level of quality, accuracy, and compliance to departmental standards and internal controls.

Requirements & Tech Stack

• Competency with Microsoft Office, focusing on Excel data mining and filtering functions.

Qualifications

• Ability to plan, execute, and improve work processes to ensure achievement of business objectives.
• Ability to proactively achieve goals and objectives, which positively impact GM Financials overall business results.
• Strong, analytical and strategy skills.
• Good research skills and problem-solving ability.
• Detail oriented, time management, organizational skills.
• The ability to explain complex issues and present technical information accurately and clearly.
• Written and oral communication skills.
• The capacity to work independently.
• Ability to provide recommendations and making decisions.
• Ability to work discreetly with confidential information and situations.
• 0-2 years auto lending, finance/banking experience preferred.
• High School Diploma or equivalent required.
• Bachelor’s Degree required.