Credit Risk Analyst

About the Role

As a Credit Risk Analyst in J.P. Morgan's Wholesale Credit Risk team, you will utilize analytical skills and credit industry knowledge to make informed credit decisions for a diverse portfolio of clients. You will collaborate with various teams to meet client credit requests, ensuring a balance between risk and return for the Firm. Your role will be pivotal in assessing, permitting, and managing credit and counterparty risks. You will focus on the Utilities Portfolio, within the broader Energy team covering Investment Grade and High Yield Oil & Gas, Power & Utilities, and Renewable counterparties based in North America.

Key Responsibilities

• Perform comprehensive credit analysis to support approvals for lending and trading transactions.
• Create written credit approval documents, including spreading and analyzing historical financial statements and preparing cash flow projections.
• Develop well-supported, forward-looking views on company and energy sector fundamentals.
• Manage and continuously monitor a diversified portfolio of client credit exposures across energy industry subsectors.
• Participate in negotiating, finalizing, and executing documentation for loans and derivatives.
• Assign and periodically review internal risk ratings.
• Maintain up-to-date credit research across the client portfolio.
• Collaborate with Investment Banking Coverage, Global Corporate Banking, and other product groups on the allocation of capital for clients.
• Maintain threshold and industry limits.

Requirements & Tech Stack

• Bachelor's Degree or equivalent with a strong interest in Finance / Economics.
• Outstanding verbal and written communication skills.
• Strong inter-personal skills.
• Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word.

Preferred Qualifications

• Academic training in the principles of accounting, corporate finance, capital markets products, and macroeconomics.
• Ability to work well in a team environment.