Analyst, Underwriting

About the Role

AIG is seeking an Analyst for the Underwriting – Structured Credit (Political Risk) department. This role is part of the 2027 Early Careers program, offering opportunities to learn and grow within the team.

Key Responsibilities

• Support the evaluation and underwriting of structured credit and project finance transactions across multiple sectors.
• Review financial statements, credit materials, due diligence reports, and financing documentation.
• Assist in preparing internal credit analyses, risk assessments, and underwriting recommendations.
• Develop and maintain financial models to evaluate cash flows, debt service capacity, and credit performance.
• Analyze corporate, infrastructure, project finance, asset finance, and portfolio risk transactions.
• Assess transaction structures, security packages, contractual arrangements, and key risk mitigants.
• Monitor portfolio performance and emerging credit risks.
• Build relationships with brokers, banks, financial institutions, sponsors, and investors.
• Collaborate with Legal, Finance, Actuarial, Claims, Operations, and Enterprise Risk Management teams.

Requirements & Tech Stack

• Bachelor’s or Master’s degree to be received no later than June 2027.
• Available to start the Program on July 26, 2027.
• Positions are in-person, requiring employees to work in the office at least four days per week.

Qualifications

• Strong written and verbal communication skills, with the ability to communicate effectively in a professional environment.
• Demonstrated analytical, problem-solving, and organizational skills, with strong attention to detail.
• Ability to collaborate effectively, manage multiple priorities, and adapt in a fast-paced, team-oriented environment.
• Preferred: Finance, Accounting, Economics, Risk Management & Insurance, Mathematics, Engineering, Business, or related field.
• Preferred: Interest in corporate finance, project finance, credit analysis, structured finance, infrastructure, or capital markets.
• Preferred: Familiarity with financial statement analysis and cash flow modeling.
• Preferred: Interest in commercial insurance, banking, infrastructure finance, energy transition, or private credit markets.

What You Will Learn

• Structured Credit and Project Finance underwriting
• Financial statement and cash flow analysis
• Credit risk assessment and portfolio management
• Infrastructure and energy transition finance
• Transaction structuring and documentation
• Commercial insurance products and risk transfer solutions
• Broker and lender relationship management