Credit Underwriter I-Global Infrastructure Credit

About the Role

The Credit Underwriter I-Global Infrastructure Credit role supports credit underwriting and monitoring for new and existing clients in partnership with a credit team. The Global Infrastructure Credit team supports the continued growth in sustainable and infrastructure finance and further deliver on Bank of America’s Critical Infrastructure Finance Initiative. The team covers transactions for Project Finance, Tax Equity and Corporate Lending through involvement in the origination and underwriting of transactions.

Key Responsibilities

• Leads the credit analysis process with the support of other analysts and associates.
• Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements.
• Monitors operating performance and financial condition, proactively identifying issues and opportunities.
• Assists in delivery of financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process.
• Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure.
• Has credit approval for certain credit actions.
• Participates in loan structure conversations and completion of loan documentation with internal/external legal partners.
• Performs intensive qualitative and quantitative due diligence on transaction structures, stress scenarios, financial models, engineer reports, and terms and conditions.
• Participate in the underwriting and documentation of project finance and other credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements.
• Provide input into key projects/initiatives across the bank.
• Review the credit profile of key transaction counterparties (e.g. borrowers, servicers, sponsors and off-takers).
• Completing and reviewing credit analysis.
• Evaluating risks.
• Writing financial analysis for approval or monitoring.
• Leading the process, ensuring timely and accurate analysis.
• Coaching teammates on credit requirements.

Requirements & Tech Stack

• Corporate or commercial credit related activities.
• Strong financial modeling skills.

Qualifications

• 2 + years of experience in corporate or commercial credit related activities.
• Strong financial modeling skills.
• Attention to Detail.
• Financial Analysis.
• Underwriting.
• Written Communications.
• Analytical Thinking.
• Credit Documentation Requirements.
• Credit and Risk Assessment.
• Financial Forecasting and Modeling.
• Recording/Organizing Information.
• Business Acumen.
• Collaboration.
• Collateral Management.
• Loan Structuring.
• Prioritization.

Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent

Shift: 1st shift (United States of America)

Hours Per Week: 40

Desired Qualifications:

• BA degree in Finance or related major
• Master’s Degree
• Formal credit training program at financial institution
• Experience in project finance/tax equity/structured credit with a focus in energy, power, or infrastructure