Underwriter Cyber

About the Role

DUAL North America is seeking an Underwriter for the Cyber division. In this role, you will provide expertise in risk evaluation, manage new and renewal submissions, and support profitable portfolio growth. You will evaluate cyber risk exposures including security controls, incident history, and emerging threats to provide tailored insurance solutions.

Key Responsibilities

• Curate a portfolio of business in accordance with Underwriting Guidelines and prescribed pricing tools, ensuring submissions meet underwriting standards for the program and are profitable.
• Evaluate, select, classify, and rate/price each risk; establish the standards of coverage and amount of protection to be offered.
• Execute on annual new and renewal business goals by achieving agreed premium income and hitting quote numbers with desired hit ratios and retentions.
• Foster relationships with assigned producers.
• Gather and compile information required to quote and/or bind an account.
• Generate, edit, and send out a variety of correspondence such as declination letters, quote follow-ups, and subjectivity reminders.
• Demonstrate an advanced understanding of technical underwriting principles and risk underwriting characteristics in their business line.
• Keep up to date on market dynamics, competitive landscape, and product differences and communicate market intelligence to the broader team.
• Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable.
• Has Underwriting Authority per an assigned LOA.

Requirements & Tech Stack

• Microsoft Office Suite (Word, Excel, Outlook, PowerPoint) proficiency.

Qualifications

• Bachelor’s degree in risk management, finance, business, or a related field preferred.
• 0-5 years underwriting experience.
• Solid understanding of underwriting principles and risk assessment.
• Strong analytical, negotiation, and decision-making skills.
• Excellent written, verbal, and client-facing communication skills.
• Ability to follow policies and procedures.
• Self-motivated with strong attention to detail.
• Ability to travel up to 20% or more as required.
• Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment.
• Professional certifications like CPCU/AU or similar designations are a plus.