Associate Underwriter I, Individual & BT

About the Role

The Associate Underwriter I - Individual & BT analyzes Individual applicant and Business Travel Group responses on applications for determination of policy issuance and rate level using established company protocols and commercial medical underwriting guidelines. The role requires analysis and interpretation of Individual applicants’ medical records in the context of established commercial guidelines. The Associate Underwriter I– Individual and Business Traveler must report detailed activity to manager and may be responsible for developing reports for management. A serious level of attention is needed for a minimal margin of errors.

Key Responsibilities

• Analyze health information from Individual and Business Travel Group applicants using commercial underwriting guidelines.
• Manage communication of underwriting requirements and decisions with appropriate sales personnel.
• Identify and document best practices and operational efficiencies.
• Underwrite new and renewal business using sound analysis and risk assessment techniques while adhering to the company's service standards and underwriting guidelines.
• Create and document standardized processes for the Individual and Business Travel underwriting processes.
• Organize and manage Individual and Business Travel underwriting workflow to timely delivery of accurate quotes.
• Summarize and report activities to manager.
• Meet turnaround time for opportunities.
• Ensure compliance with domestic and international insurance laws and regulations.
• Document department activities and develop with manager input UW guidelines for department control processes.
• Monthly and quarterly reporting to maintain data sets.
• Maintain department file systems.
• Other duties as assigned.

Requirements & Tech Stack

• Bachelor's degree required.
• Strong analytic skills.
• Detail oriented.
• Strong oral and written communication skills.
• Ability to meet strict deadlines.
• Minimum internet speed of 75 Mbps.
• Excel knowledge is a plus.

Qualifications

• Preferred familiarity with underwriting concepts.
• Desire to work in the international health insurance industry.