Capital Markets Analyst, Warehouse Finance

About the Role

Contribute to identifying, evaluating, and achieving strategic business opportunities through warehouse lending and new capital markets structured finance initiatives to optimize the bank’s balance sheet and improve financial performance.

Key Responsibilities

• Provides analytical and operational support in managing the bank’s warehouse lending business.
• Leads day-to-day warehouse lending operations and reporting responsibilities, including preparing advance/paydown requests and reviewing borrowing base and compliance reporting.
• Assists in reviewing warehouse lending term sheets and legal documentation, assessing deal risk and return metrics, preparing deal approval write-ups, and presenting to the bank’s Executive Credit Committee.
• Develops and executes ongoing controls, mitigation plans, testing, and oversight of the warehouse lending business.
• Performs and presents periodic reviews on existing warehouse lending deals.
• Identifies and implements new concepts, best practices, and approaches related to warehouse lending reporting and operational & credit risk management.
• Leads the development of warehouse lending performance reporting and credit risk management oversight.
• Assists in overseeing all third-party warehouse lending financial and operational audits.
• Assists in structured finance transaction due diligence, financial modeling, risk management, and legal documentation.
• Works in a collaborative environment to perform detailed financial analysis and assist in building complex transaction models for new and existing warehouse – structured finance transactions.
• Supports the Chief Investment Officer and Head of Capital Markets in other assigned tasks.
• Other duties as assigned.

Requirements & Tech Stack

• Bachelor's degree in Finance or related field.
• Communication skills (verbal and written).
• Critical thinking skills.
• Attention to detail.
• Working towards an MBA and/or CFA is a plus.
• Recent college graduates will be considered.

Qualifications

• 0 – 2 years of experience in Warehouse Finance, Debt Capital Markets, Structured Credit, Specialty Lending, and/or Investment Banking.

Salary Range

$60,000 – $100,500

Benefits

Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.