Associate Underwriter E&S Property

About the Role

DUAL North America is seeking an Associate Underwriter for the E&S Property division. This role plays a key supportive part in the risk underwriting process and the expansion of broker relationships. You will assist with account quoting and binding, prepare and distribute communications, and provide customer service throughout the underwriting life cycle. You will support underwriters managing non-standard and complex risks.

Key Responsibilities

• Process submissions by providing account triage for Underwriters.
• Provide backup support for Underwriters when traveling in the market.
• Gather and compile information required to quote and/or bind an account.
• Generate, edit, and send correspondence, such as declination letters, quote follow-ups, and subjectivity reminders.
• Demonstrate a basic understanding of technical underwriting principles and risk underwriting characteristics.
• Learn market dynamics, competitive landscape, and product differences.
• Provide customer service and underwriting support to achieve new and renewal premium goals.
• Build relationships with producers under supervision from senior underwriters.
• Fill in for other team members to ensure business continuity.
• Assist Underwriters as requested.
• Complete other related clerical and administrative duties.

Underwriting Authority

• Working towards Underwriting Authority, but does not possess it yet.
• Quote issuance as approved by a senior underwriter.
• Binder issuance as approved by a senior underwriter.
• Policy issuance review.
• Conduct inspection review and analysis, process post-inspection changes.

Requirements & Tech Stack

• Microsoft Office Suite (Word, Excel, Outlook, PowerPoint).

Qualifications

• Bachelor's degree in risk management, finance, business, or a related field preferred.
• 0-1 year of underwriter or insurance experience.
• Foundational knowledge of insurance principles.
• Ability to follow policies and procedures.
• Ability to complete assigned tasks correctly and on time; able to learn quickly.
• Self-motivated with attention to detail.
• Ability to work independently for extended periods.
• Excellent written and verbal communication skills.
• General business understanding.
• Ability to travel up to 10% to shadow and participate in Underwriter-broker interactions.
• Must be able to remain in a stationary position 50% of the time, with occasional movement to access cabinets and equipment.