Senior Risk Associate

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

About the Role

Join a credit risk team where your analysis directly informs high-impact credit decisions. You will lead due diligence, develop clear credit recommendations, and challenge assumptions through rigorous modeling and downside scenarios. You will work closely with senior stakeholders across coverage, product, markets, capital markets, and mergers and acquisitions teams. You will also help proactively manage exposures across a portfolio of clients and industry sectors. This role offers the opportunity to coach and develop junior team members in a dynamic, fast-paced environment.

Key Responsibilities

• Lead in-depth due diligence processes and produce concise credit memos with clear recommendations to support credit decision-making.
• Build, review, and challenge financial models and underlying assumptions, and develop appropriate downside scenarios based on key conclusions.
• Review and interpret loan and derivatives documentation, including LMA standard and leveraged finance documents and key ISDA/CSA documentation, and prioritize and negotiate key documentation terms.
• Partner with senior stakeholders across coverage teams, product specialists, markets partners (including derivatives sales), capital markets, and mergers and acquisitions teams.
• Liaise regularly with Primary Credit Officers and Senior Credit Officers.
• Manage exposure proactively across a portfolio of clients and industry sectors.
• Apply understanding of firm risk management policies and related interactions with key stakeholders (including regulators and auditors), and coach junior team members through on-the-job development and training.

Requirements & Tech Stack

• Demonstrate strong analytical and credit skills and judgment, with a hands-on approach to evaluating credit and transaction structure details.
• Demonstrate strong project management skills with end-to-end ownership of work and projects.
• Build credibility and trust with clients, internal business partners, product specialists, and credit officers, and partner effectively with them.
• Coach and develop junior colleagues effectively.
• Operate as a self-starter who is results-driven, able to multitask, and adaptable to shifting priorities in a dynamic workflow environment.
• Bring at least 2+ years of experience in roles requiring relevant credit risk and analytical skills.

Preferred Qualifications

• Prior experience reviewing and commenting on loan documentation and/or core corporate derivative documentation.
• Excellent written and verbal communication skills.