Credit Analyst I
First Merchants Corporation
Royal Oak, MIFresher1h agovia LinkedIn
About the Role
First Merchants Bank is seeking a Credit Analyst I to join their team.
Key Responsibilities
- Complete accurate, unbiased credit analyses within required timelines and according to standards, including cash flow analysis, credit decision summary preparation, and credit processes.
- Complete credit monitoring functions for the designated portfolio, including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring, and annual credit reviews.
- Assign call codes, NAICS codes, risk grade, and risk rating score data accurately.
- Review appraisals and real estate evaluations.
- Attend and participate in loan committees as requested.
Requirements & Tech Stack
- Use of financial spreading software, loan system, cash flow analysis, and other credit systems and tools.
Qualifications
- Bachelor's degree.
- Consideration for current students graduating in December 2026.
- Candidates who have already earned their degree.
- Bachelor’s degree (or completion within current semester) in accounting, finance, or business is a plus.