Credit Analyst, Hotel Franchise

About the Role

The 2027 Commercial Banking Development Program is seeking a Credit Analyst to join one of the largest hotel lending teams in the United States. This fast-paced environment offers exposure to a variety of hotel types and major hotel ownership groups across the country. The ideal candidate will thrive in a task-oriented workflow and possess strong analytical and communication skills. This role provides an opportunity to gain an understanding of hotel real estate and commercial lending, benefiting from team leadership with decades of experience in hotel underwriting.

Key Responsibilities

• Spread, manage, and maintain financial background information on present and prospective customers.
• Develop credit studies for Loan Officers, Chief Credit Officer, and other Executive Management.
• Manage spread assignments, conduct financial analyses, and maintain related records and files.
• Prepare a variety of credit department reports.
• Support the Credit Administration team in analyzing credit and collateral information to determine lending risk.
• Collect, organize, and analyze company financials to ensure Bank compliance and update Bank systems.
• Work directly with clients to resolve compliance issues and operational inquiries.
• Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures.
• Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
• Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents.
• Produce loan packages for new and restructured loans.
• Facilitate reporting and requests on behalf of the Bank with third parties (e.g., field auditors, appraisers).
• Monitor loan disbursements to ensure compliance with Bank regulations.

Requirements & Tech Stack

• Accounting course completion required.
• Bachelor's degree or equivalent experience.
• GPA of 3.0 or higher.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry-level speaking and writing communications skills.

About The Company

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands: Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank. AmeriHome Mortgage is also a Western Alliance Bank Company.