Agriculture Banking Internship

About the Role

This internship is scheduled for May - August 2027. The purpose of this bank internship is to gain a thorough understanding of everyday functions of a community bank. This position will be assisting the Ag Department in all aspects of developing and managing the agriculture loan portfolio.

Key Responsibilities

• Assist with the agricultural credit analysis process, including data entry.
• Assist the loan operations with the accurate and timely delivery of loan documents and to maintain loan files and tracking in accordance with bank policy.
• Assist in preparing portfolio management reports including credit reports, annual reviews, cash flow, financial statements, and inspection reports.
• Provide executive management with reports and loan information, as required.
• Conduct inspections of collateral.
• Assist with collecting loans.
• Initiate and follow through with liquidation/foreclosure, when necessary.
• Monitor commodity markets and stay current on values of land, machinery, crops, and livestock.
• Complete a project as assigned by bank management.
• Assist in other departments of the bank as needed.
• Comprehend and comply with all pertinent Bank Secrecy Act/OFAC/CIP policies and procedures.
• Complete annual training.
• Identify customers and establish expected patterns of behavior through customer profiles, NBFI forms, and risk ratings.
• Communicate any unusual activity or loan fraud to the BSA Officer.
• Follow bank policies and procedures for compliance relative to the functions of their positions.
• Complete applicable annual compliance training as required by compliance laws, regulations, and bank policy.

Qualifications

• College students majoring in Agricultural Business, Agricultural Studies, or similar agricultural field, business, accounting, or finance, or a related field.