Commercial Lines Underwriter

About the Role

A challenging and rewarding career at Auto-Owners Insurance, a top-rated insurance carrier. This role offers a merit-based work-from-home program after initial in-person training, with the flexibility to work from home up to 3 days per week. Seeking a motivated underwriting trainee to join the team.

Key Responsibilities

• Perform and apply insurance coverage, rules, and guidelines to execute underwriting decision-making according to Company underwriting philosophy.
• Complete the Company’s underwriter training program for the assigned line of insurance.
• Learn various insurance coverages and contracts, along with company philosophy and procedures, to make underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions, and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Communicate effectively with independent agents and other associates.

Requirements & Tech Stack

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi-task, and make decisions independently.
• Above average communication skills (written and verbal).
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continually develop product knowledge through participation in approved educational programs.
• Ability to work in the U.S. without current or future sponsorship.

Training & Development

• Training and development through completion of the Company’s underwriter training program.
• Participate in and successfully complete the Company underwriter training program.
• Structured training program.
• Employee mentoring.