Small Business Underwriter Trainee

About the Role

As a participant in the Small Business Underwriter Onboarding and Risk Education training program, you will gain critical experience to prepare you for a successful underwriting career at The Hartford. This role is part of a 14-week hybrid training program starting January 2027, including self-directed and virtual classroom learning sessions. You will receive on-the-job work experience, ongoing coaching, and support from your mentor and manager. After the program, you will have the knowledge to begin a formal career with full support. This is a Hybrid role reporting to Charlotte, NC; Clinton, NY; Hartford CT; San Antonio, TX or Scottsdale, AZ.

Key Responsibilities

• Work on the underwriting team supporting small business owners.
• Handle all commercial lines, including Business Owner's Policy (BOP), Commercial Automobile, Workers' Compensation, and Umbrella.
• Learn to accurately develop and price individual risks.
• Analyze loss and risk information.
• Recognize "red flags" and file inconsistencies to write profitable commercial business.
• Partner with aligned territory sales representatives to achieve profit and growth objectives.
• Build and leverage relationships with key agents to obtain new accounts and drive optimal business results in a highly competitive marketplace.

Requirements & Tech Stack

• Hybrid work arrangement.
• Flexibility to travel approximately 10% of the time.
• Availability to work specific schedules based on location:
• Charlotte, NC: 8:00 AM – 5:00 PM EST
• Clinton, NY: 8:00 AM – 5:00 PM EST
• Hartford, CT: 8:00 AM – 5:00 PM EST
• San Antonio, TX: 10:00 AM – 7:00 PM CST
• Scottsdale, AZ: 9:00 AM – 6:00 PM MST

Qualifications

• Customer-first mindset.
• Understanding of how to build relationships and trust among diverse groups.
• Passion for making decisions by analyzing data and employing critical thinking skills.
• Team spirit and desire to work collaboratively.
• Financial mindset.
• Ability to own your work and follow through on commitments.
• Ability to decipher and execute within a fluid and changing business environment.
• Ability to advance career into technical or leadership positions.
• Bachelor’s Degree preferred, or equivalent combination of education, training, and Insurance experience.
• Strong sales skills with the ability to negotiate and sell.
• Excellent written and interpersonal communication and presentation skills.
• Ability to think analytically about business problems, make recommendations, and propose solutions.
• Possession of resilience and an entrepreneurial spirit.
• Demonstration of solid time, organizational, and desk management skills.
• Goal-oriented with a strong desire to deliver outcomes in a timely manner.
• Acts with a sense of urgency and is responsive to internal and external customer needs.
• Challenges the status quo to implement improvement and compete to win.
• Demonstrates satisfactory progress during the Training Program and achieves passing scores on all tests, case studies, and foundational underwriting assessments.
• The Hartford values entrepreneurial spirits, self-starters, and customer focus.
• Welcomes all ideas and encourages authenticity.