Junior Risk Analys

Role Description

The Junior Risk Analyst supports the identification, assessment, monitoring, and reporting of potential risks that may affect the organization's financial performance, operational efficiency, and business objectives. This role involves analyzing risk data, preparing reports, conducting risk assessments, and assisting senior risk analysts and management in implementing effective risk management strategies.

Key Responsibilities

• Assist in identifying, assessing, and monitoring financial, credit, market, operational, and other business risks.
• Collect, analyze, and interpret relevant financial, operational, and risk-related data.
• Prepare risk assessment reports, dashboards, and presentations for management review.
• Monitor key risk indicators (KRIs) and investigate unusual trends or potential risk exposures.
• Support the development, implementation, and maintenance of risk management policies, procedures, and controls.
• Conduct preliminary risk assessments and assist in evaluating the effectiveness of existing risk mitigation measures.
• Ensure risk management activities comply with relevant regulatory requirements, internal policies, and industry standards.
• Collaborate with cross-functional teams to identify potential risks and recommend appropriate mitigation strategies.
• Assist in maintaining accurate risk documentation, databases, and reporting records.
• Perform other risk management-related duties as assigned by the supervisor.

Qualifications

Education

• Bachelor's degree in Finance, Economics, Accounting, Business Administration, Statistics, Mathematics, Risk Management, or a related field.
• Fresh graduates are encouraged to apply.

Technical Skills

• Basic understanding of risk management principles, financial analysis, and business operations.
• Proficiency in Microsoft Excel and Microsoft Office applications.
• Strong analytical and quantitative skills, with the ability to interpret data and identify potential risks.
• Familiarity with data analysis tools such as SQL, Python, Power BI, or Tableau is an advantage.
• Basic knowledge of financial markets, credit risk, operational risk, or regulatory compliance is preferred.

Core Competencies

• Strong attention to detail and accuracy.
• Good problem-solving and critical-thinking skills.
• Effective written and verbal communication skills.
• Ability to work independently and collaboratively within a team.
• Good organizational skills and the ability to manage multiple tasks and deadlines.
• Strong sense of responsibility, integrity, and confidentiality.
• Willingness to learn and develop professional risk management expertise.

Experience

• 0–2 years of relevant experience in risk management, finance, banking, auditing, compliance, or data analysis is preferred.
• Relevant internships or academic projects are an advantage.

Language Requirements

• Good command of English, both written and spoken.
• Additional language proficiency may be an advantage, depending on business requirements.