Auditor

About the Role

The Auditor role at YES BANK involves verifying day-to-day branch processes, auditing operations, and ensuring compliance with internal policies, procedures, statutory requirements, and relevant banking regulations.

Key Responsibilities

• Verify day-to-day branch processes including vault cash handling, ATM management, and clearing.
• Audit locker operations, security stationery management, and key movement registers.
• Review high-risk account operations, dormant account activations, and manual fee waivers.
• Evaluate the accuracy and completeness of localized regulatory reports and branch accounting.
• Check customer files to ensure strict adherence to Know Your Customer (KYC) and Anti-Money Laundering (AML) standards.
• Assess compliance with local central bank guidelines and internal customer onboarding policies.
• Review branch-level customer grievance tracking and resolution timelines.
• Identify operational control gaps, unusual transaction patterns, and employee exception logs.
• Utilize transaction sampling methods and automated exception data to spot potential internal or external fraud.
• Perform surprise cash verifications and asset validations during on-site branch visits.
• Draft clear, concise audit findings with appropriate root-cause analysis.
• Discuss observations with Branch Managers and agree on sustainable rectification timelines.
• Follow up on past outstanding audit points to ensure complete resolution.
• Build and manage strong stakeholder relationships across all levels of management, governance bodies, and business units.
• Provide recommendations for improving existing processes and systems within branch operations.
• Prepare comprehensive reports and provide insights to senior management and the audit committee.
• Measure stakeholder satisfaction with the audit process.

Requirements & Tech Stack

• CA Fresher
• Experience with transaction sampling methods
• Experience with automated exception data
• Familiarity with internal policies, procedures, statutory requirements, and relevant banking regulations.