Summer Intern 2027
First Security Bank & Trust
About the Role
Join First Security Bank & Trust in 2027 as a Summer Intern. This internship offers real experience, meaningful projects, and exposure to business professionals in the financial industry.
Position Overview
Gain hands-on exposure to the banking industry with a primary focus on credit analysis, lending, and relationship management. This internship is designed to provide meaningful learning opportunities through job shadowing, project work, and interaction with banking professionals across multiple departments. Gain insight into the overall operations of a community bank, develop an understanding of how financial institutions evaluate credit risk, support borrowers, and manage lending relationships.
Bank Overview Exposure
- Retail and branch banking
- Deposit operations
- Service Center impact
- Compliance and risk management
- Customer service and relationship building
- Bank systems and technologies
- Human Resource overview
- Marketing connections
- Video Banking technology
- Fraud/scam prevention
Credit Analysis Exposure
- Learn the fundamentals of financial statement analysis.
- Develop an understanding of cash flow evaluation and credit risk assessment.
- Gain exposure to the 5 Cs of Credit and other underwriting principles.
- Assist with reviewing financial information, loan presentations, and credit-related projects as appropriate.
Lending Experience
Observe and learn about the lending process from application through approval and servicing, including:
- Consumer, mortgage, agricultural, and commercial lending
- Loan documentation and processing
- Customer interactions and relationship management
- Loan structure and pricing considerations
- Lending regulations and policy requirements
Professional Development
- Participate in team meetings and trainings
- Attend customer or community events when appropriate
- Complete special projects related to lending, credit, or banking operations
- Present key learnings or project outcomes to bank leadership
Requirements & Tech Stack
Pursuing a degree in Finance, Accounting, Business, Economics, Agricultural Business, or a related field.
Qualifications
- Strong analytical and problem-solving abilities.
- Effective verbal and written communication skills.
- Attention to detail and organizational skills.
- Interest in banking, lending, financial analysis, or relationship management.