2027 Wholesale Client Coverage & Credit Summer Intern

About the Role

The Wholesale Client Coverage & Credit Summer Intern participates in a 10-week program designed to build a practical foundation in commercial banking, credit analysis, risk assessment, portfolio management, and relationship management. The intern begins with structured training and then completes an experience in an assigned business area while contributing to team priorities and a capstone project addressing a real business or client need.

Key Responsibilities

• Complete one week of in-person training focused on credit fundamentals, financial analysis, commercial banking, and the Wholesale Banking client and credit process.
• Complete a nine-week assignment in a business area such as Credit Analysis, Commercial Banking, Specialized Industries, Credit Risk and Portfolio Management, or Real Estate.
• Gather, organize, and analyze financial statements, borrower information, industry trends, market data, transaction information, and other materials.
• Assist with financial spreading, cash flow analysis, borrower and industry research, credit-review materials, portfolio monitoring, market analysis, or other work aligned with the assigned team.
• Support team priorities by preparing spreadsheets, presentations, written summaries, process documentation, and project updates.
• Learn how bankers and credit professionals evaluate client needs, borrower risk, repayment capacity, transaction structure, and ongoing portfolio performance.
• For a Real Estate assignment, support analysis of commercial real estate lending, valuation fundamentals, property and market information, transaction structure, and portfolio-management considerations.
• Collaborate with teammates and cross-functional partners, participate in meetings, ask informed questions, incorporate feedback, and provide timely updates on assigned work.
• Complete and present a capstone project that addresses a real business or client need and demonstrates financial analysis, problem solving, and communication skills.
• Participate in mentorship, networking, coaching, leader exposure, and professional-development activities.
• Follow applicable policies and procedures, exercise sound judgment, and protect confidential client and company information.

Requirements & Tech Stack

• Currently enrolled in a bachelor’s degree program with a graduation date of December 2027 through June 2028.
• Overall GPA of 3.2 or above.
• Strong analytical and financial aptitude, with effective problem-solving and organizational skills.
• Superior written and oral communication abilities.
• Ability to learn quickly, manage multiple priorities, meet deadlines, and collaborate effectively in a fast-paced environment.
• Interest in commercial lending, credit analysis, risk management, relationship banking, commercial real estate, or related financial services areas.
• Ability to work in the designated program location for the full internship period.
• Language Fluency: English (Required)
• Work Shift: 1st shift (United States of America)

Preferred Qualifications

• Coursework in finance, accounting, economics, real estate, business analytics, or a related field.
• Familiarity with financial statements, accounting concepts, Microsoft Excel, and PowerPoint.
• Experience conducting research, analyzing data, completing team projects, or preparing presentations.
• Demonstrated teamwork, initiative, intellectual curiosity, professional judgment, and attention to detail through academics, work, or extracurricular activities.