Associate Underwriter E&S Commercial Auto

About the Role

DUAL North America is seeking an Associate Underwriter for the Commercial Auto Division. This role plays a key supportive part in the risk underwriting process and the expansion of broker relationships.

• Classification: Exempt/Full-Time
• Reports to: Underwriter or above
• Travel: 0-10%
• Salary: $65,000 to $80,000
• Location: San Diego, CA, Chicago, IL, Atlanta, GA (Hybrid)

Key Responsibilities

• Process submissions by providing account triage for Underwriters.
• Provide backup support for Underwriters when traveling in the market.
• Gather and compile information required to quote and/or bind an account through communication and/or correspondence with producers.
• Generate, edit, and send out a variety of correspondence, such as declination letters, quote follow-ups, and subjectivity reminders.
• Demonstrate basic understanding of technical underwriting principles and risk underwriting characteristics.
• Learn market dynamics, competitive landscape, and product differences.
• Provide customer service and underwriting support to help achieve new and renewal premium goals.
• Build relationships with producers with supervision from more senior underwriters.
• Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable.
• Assist Underwriters as requested.
• Complete other related clerical and administrative duties as assigned.
• Complete various projects and tasks as assigned.

Underwriting Authority

• Working towards Underwriting Authority, but does not have it yet.
• Quote issuance as approved by underwriter(s) with appropriate level of authority.
• Binder issuance as approved by underwriter(s) with appropriate level of authority.
• Policy issuance review.
• Conduct inspection, review, and analysis resulting in appropriate issue identification, and process post-inspection changes as necessary.

Requirements & Tech Stack

• Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint).
• Ability to follow policies and procedures.
• Complete assigned tasks correctly, on time, and able to learn quickly.
• Self-motivated and demonstrating attention to detail.
• Ability to work independently for extended periods.
• Excellent written and verbal communication skills as well as general business understanding.
• Travel up to 10% with an underwriter to shadow and participate in interactions between Underwriters and brokers.
• Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment.

Qualifications

• Bachelor’s degree in risk management, finance, business, or a related field preferred.
• 0-2 years experience as an associate underwriter, underwriter, or relevant insurance experience.
• Foundational knowledge of insurance principles.