AM, FWA
Aditya Birla Health Insurance Company Limited
Key Responsibilities
- Study claims upon receipt of verification requests from the company.
- Create and refine additional triggers and customize questionnaires based on triggers.
- Allocate claims for field investigation.
- Monitor the activity of field officers, provide guidance, and ensure investigations align with triggers and protocol.
- Obtain daily and timely updates and maintain them in the company's data.
- Verify and analyze evidence collected by field officers, guiding them on rework if necessary.
- Guide vendors to cover a minimum of 3 to 5 parameters (Insured, Hospital, treating Doctor, Lab & Pharmacy) per case requirement during field investigation.
- Coordinate with vendors to create closure reports as per format.
- Close FWA in the ABHI portal and update the FWA Manager / Central OPS team via email regarding claim closure.
- Monitor claims from allocation to closure, maintaining the quality of investigation according to product TAT.
- Deliver assignments within TAT and achieve company targets.
- Work as required, including evenings, holidays, and Sundays, as per senior requirements and company protocols, without compromising parameters.
- Maintain harmonious relationships with FWA managers, Claims, provider teams, higher management staff at the branch location, clients, vendors, officer managers, and supporting staff.
- Maintain company targets: 95% TAT and 30% Success ratio.
- Achieve A grade quality evidence with minimal escalations.
- Maintain hygiene in document collection.
- Protect the confidentiality of work, nature of work, and insured's database with utmost care.
- Adhere to digital work ethics, including keeping cameras on during meetings, providing prior information for late joining, and minimizing background distractions during virtual meetings and training.
- Execute strategies and efforts to ethically increase company business.
- Perform activities to reduce company claim costs.
- Identify, investigate, and report nexus/fraud claims/fraud advisors.
- Maintain data of all investigated cases to identify fraud/new fraud hospitals/fraud pathologists/fraud pharmacies/fraud customers, thereby improving overall performance.
- Maintain secrecy of internal or external data.
- Do not discuss opinion/pro-rejection/query cases with the Zonal Manager / Claim Manager prior to closure.


