Internal Audit, CA

About the Role

An excellent opportunity to gain exposure to governance, risk management, regulatory compliance, business process reviews, and data analytics within a fast-growing NBFC. The candidate will work closely with senior management and business teams to strengthen internal controls, improve operational efficiency, and ensure compliance with RBI regulations and internal policies.

Key Responsibilities

Internal Audit Execution

• Assist in planning and execution of risk-based internal audits across business LAP, LAS, Treasury and support functions.
• Perform process walkthroughs and testing of financial, operational, compliance, and IT controls.
• Prepare audit workpapers in accordance with Internal Audit Standards.
• Assist in drafting audit observations, risk ratings, and practical recommendations.

Regulatory & Compliance Reviews

• Support audits covering RBI regulations applicable to NBFCs.
• Review compliance with credit policies and approval matrix, SOPs, Board-approved frameworks, and regulatory guidelines.
• Participate in thematic and regulatory reviews.
• Verify KYC, CKYC, AML compliance.

Documentation & Disbursement Controls

• Verify completeness of loan documentation.
• Review mortgage/pledge creation and disbursement controls.
• Review EMI, interest application, MTM monitoring, and insurance coverage.

Asset Classification & Income Recognition

• Verify IRAC norms, SMA/NPA identification, provisioning.
• Prepare audit reports and track closure of observations.

Qualifications & Tech Stack

• Recent qualified Chartered Accountant (CA).
• Fresher.