Analyst, APAC India KYC

Key Responsibilities

• Apply advanced knowledge of global AML regulations, sanctions regimes, and financial crime typologies to assess high-risk client profiles.
• Independently evaluate complex customer and transaction activity, identifying patterns that indicate elevated financial crime risk.
• Analyze, identify, and prevent financial crimes related to AML, ABC, and KYC.
• Examine transactional activity tools to detect indicators of money laundering, terrorist financing, or sanctions violations, as well as KYC-related indicators such as volume and value variances and EDD.
• Assess and analyze KYC-related areas of risk for certain high-risk customers in alignment with New Client On-boarding, Ad Hoc, and Periodic reviews.
• Analyze client activity for compliance with AML and sanctions requirements.
• Investigate alerts and exercise independent judgment in determining whether investigative findings warrant escalation or formal reporting.
• Determine escalation paths based on risk scoring.
• Use specialized expertise in forensic analysis, KYC/CDD, and financial crime trends to drive risk-informed recommendations.
• Prepare investigative reports and recommendations that guide senior management decisions on client onboarding, retention, or exit.
• Draft suspicious activity reports (SARs) in accordance with jurisdictional requirements.
• Review documentation for accuracy and completeness in EDD contexts.
• Assist in testing ABC processes and validating controls.
• Validate data inputs and ensure completeness of case files.
• Apply operating procedures (OPs) to ensure consistency in investigative documentation.
• Prioritize alert queues and manage case assignments based on urgency and risk.
• Work on transaction monitoring scenario development and tuning.
• Maintain process documentation and dashboards.
• Coordinate regulatory and audit reporting for issues.
• Conduct data analysis for AML alert optimization.
• Assist in exposure reviews and investigative research.
• Track and report on external engagement and typology trends.

Requirements & Tech Stack

• Advanced knowledge of global AML, anti-bribery and corruption (ABC), sanctions, and financial crime regulations, regimes, typologies, and frameworks.
• Strong knowledge of transaction monitoring systems, alerting tools, and case management platforms.
• Expertise in forensic analysis.
• Strong ability to understand regulatory guidance and internal policy documents.
• Specialized knowledge of know your customer (KYC), suspicious activity reporting (SAR), and investigative techniques.
• Advanced knowledge of industry standard KYC practices (customer identification program (CIP), customer due diligence (CDD), enhanced due diligence (EDD), etc.).
• Advanced knowledge of financial crimes typologies.
• Experience with compliance tools and systems (e.g., Actimize, World Check, LexisNexis) is a plus.
• Ability to analyze financial data and identify suspicious activity.
• Strong documentation and reporting skills.

Qualifications

• Degree in criminal justice, finance, business administration, or a related field, or equivalent work experience.
• Relevant financial crime or anti-money laundering (AML) certification preferred.

Foundational Skills

• Communicates effectively.
• Collaborates well with business partners, peers, and supervisors.
• Applies analytical thinking and sound judgment.
• Demonstrates resilience, adaptability, and curiosity.
• Embraces continuous learning and inclusive collaboration.
• Attention to detail.
• Uses technology to enhance accuracy and efficiency.
• Acts with integrity and ethical awareness.