Credit Products Associate, Equipment Finance

About the Role

The Credit Products Associate - Equipment Finance supports the assigned Credit vertical by performing data entry, due diligence, and investigative research related to commercial lease and loan applications. This role ensures the accurate and timely input of application information into credit systems and contributes to the overall efficiency and integrity of the credit risk assessment and underwriting process.

Key Responsibilities

• Application Data Entry and Verification
• Accurately input commercial lease and loan application data into the front-end credit processing system.
• Verify required documentation and application details for completeness and accuracy.
• Identify and resolve any missing or inconsistent data prior to credit analysis.
• Credit & Compliance Screening
• Obtain and review credit bureau reports, fraud checks, and other compliance screenings as required.
• Conduct regulatory checks in accordance with internal policies and applicable regulations.
• Perform additional investigative searches as needed to support underwriting.
• Information Validation & Research
• Utilize directories, public records, and digital search tools to verify applicant-provided information.
• Document findings clearly and escalate any discrepancies for further review.
• General Departmental Support
• Provide administrative and operational support to the Credit team.
• Assist with special projects, reporting, and other duties as assigned by management.

Additional Accountabilities

• Performs special projects, and additional duties and responsibilities as required.
• Consistently adheres to regulatory and compliance policies and standards linked to the job.
• Accountable to maintain compliance with applicable federal, state and local laws and regulations.

Requirements & Tech Stack

• Education: High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent
• Experience: Less than 2 years in financial services
• Skills:
• Strong attention to detail and accuracy in data entry
• Proficient in Microsoft Office Suite (especially Excel)
• Ability to manage multiple priorities and meet deadlines
• Strong organizational and analytical skills
• Excellent verbal and written communication skills
• High level of integrity and discretion in handling confidential information
• Ability to build and maintain effective relationships with stakeholders
• Ability to build trusted client relationships by identifying needs and delivering tailored solutions
• Familiarity (a plus):
• Credit bureau reports
• Compliance checks
• Public record research tools
• Physical Demands: Moderate degree of physical exertion and stamina (standing, sitting, walking, driving or infrequent lifting).